Terms and Conditions
Last Updated: 8th November 2024
Introduction
Welcome to https://financourse.com (referred to as the “Website” or “Financourse”), an educational platform managed by Financourse Academy s.r.o., registered at Vlkova 532/8, Žižkov, 130 00, Prague 3, Czech Republic (hereinafter “Financourse,” “we,” or “us”). By accessing or using our Website, you, the “user,” “member,” or “visitor,” agree to comply with these Terms of Service (“Terms”). Please read these Terms carefully.
Your use of our Website includes activities such as browsing, registering, subscribing to, and participating in the services we offer, particularly our online courses. Whether you access our Website as a guest or a registered user, you agree to follow these Terms of Service, which also incorporate our Privacy Policy, Refund Policy, and Cookies Policy.
If you disagree with any part of these Terms, you should not use the Website.
Modifications to the Terms
We may update these Terms at any time. Any modifications will become effective immediately upon being posted on the Website. It is your responsibility to periodically review these Terms. Your continued use of the Website after changes have been posted indicates your acceptance of the updated Terms. We may amend the Terms by updating this page, so please check back regularly to stay informed.
Eligibility and Access to the Website
To become a member of Financourse, you must be at least 18 years old. The individual who creates the account and whose payment method is charged is considered the “Account Owner” or “Member.” By creating an account, you confirm that you meet these eligibility criteria.
We strive to keep the Website accessible 24/7 throughout the year. However, there may be occasional downtime due to server or technical issues, for which we cannot be held responsible.
To minimize disruptions, regular maintenance is scheduled during off-peak hours, with advance notice provided to users. Our system updates are carefully evaluated and implemented gradually. We use real-time monitoring tools to address potential issues proactively, and customer support is available during any downtime to assist you.
Access to our Website is provided on a temporary basis. We reserve the right to withdraw, suspend, discontinue, or modify any part or all of the Website without prior notice.
You are responsible for ensuring that your computer meets the necessary specifications and that you have a reliable high-speed internet connection to participate in online courses. If you have any concerns about meeting these technical requirements, please contact us at [email protected] before purchasing any courses.
Our platform is committed to digital accessibility for individuals with disabilities. We continuously work to enhance the user experience and comply with relevant accessibility standards, specifically the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA. We also strive to ensure that any third-party content or services used on Financourse meet accessibility standards to the best of our ability.
For optimal performance, users should utilize the latest versions of modern web browsers, such as Google Chrome, Mozilla Firefox, Microsoft Edge, or Safari, with JavaScript and cookies enabled. A stable, high-speed internet connection with a minimum download speed of 5 Mbps is recommended. Supported operating systems include Windows 10 or later, macOS 10.13 or later, various Linux distributions, iOS 12 or later, and Android 8.0 or later. Additional software like Adobe Reader may be needed for viewing downloadable documents, and the latest media players are recommended for multimedia content.
Pricing
We strive to ensure all information regarding details, descriptions, and prices on our Website is accurate. If a pricing error is found in your order, we will notify you as soon as possible to confirm your order at the correct price or cancel it. If we are unable to contact you, we will treat the order as canceled.
Financourse offers fourteen specialized course packages covering various aspects of finance, business, and personal development. The prices for each package are as follows:
- ● Accounting made Easy: €179 (One-time payment)
- ● Basics of Audit and Assurance: €89 (One-time payment)
- ● Ultimate Auditing and Assurance: €119 (One-time payment)
- ● The Accountant in the Business Environment: €169 (One-time payment)
- ● Introduction to the Trading World: €249 (One-time payment)
- ● Expert Techniques for Investing: €499 (One-time payment)
- ● Learn Like a Genius: €149 (One-time payment)
- ● Business Finance Tips: €59 (One-time payment)
- ● 10-Step Startup: €99 (One-time payment)
- ● 7 Figures of Business Mastery: €69 (One-time payment)
- ● Business Development and Partnerships: €79 (One-time payment)
- ● Freelancing: €199 (One-time payment)
- ● Artificial Intelligence: €129 (One-time payment)
- ● Ultimate Access Course: €999 (One-time payment)
All payments are one-time fees, with no recurring charges. Payment must be completed in full at the time of purchase to access the selected course package.
If you are making a payment from outside the Eurozone, your bank will automatically handle currency conversions at the prevailing exchange rates at the time of the transaction. Any additional bank fees for currency conversion are your responsibility.
The listed prices for each package include all necessary materials and resources, with no additional charges.
Financourse reserves the right to change the prices of its packages at any time. However, any price changes will not affect purchases made before the modification date.
Services Provided
Financourse offers fourteen packages of courses. Whether you are a beginner or looking to advance your expertise, these packages provide valuable insights and practical knowledge at competitive prices.
- ● Accounting made Easy: €179
- A beginner-friendly course simplifying complex accounting concepts.
- ● Basics of Audit and Assurance: €89
- An introduction to auditing and assurance principles for newcomers.
- ● Ultimate Auditing and Assurance: €119
- An advanced course on auditing methodologies and professional practices.
- ● The Accountant in the Business Environment: €169
- Focuses on applying accounting principles in real-world business scenarios.
- ● Introduction to the Trading World: €249
- A starter course for aspiring traders covering the basics of trading and market analysis.
- ● Expert Techniques for Investing: €499
- An advanced course offering strategies for informed investment decisions and portfolio management.
- ● Learn Like a Genius: €149
- Provides strategies to enhance learning efficiency, memory, and focus.
- ● Business Finance Tips: €59
- Practical tips on managing business finances, ideal for small business owners and entrepreneurs.
- ● 10-Step Startup: €99
- A guide to starting a business, covering everything from idea generation to launch.
- ● 7 Figures of Business Mastery: €69
- Strategies for building a successful business and achieving seven-figure revenues.
- ● Business Development and Partnerships: €79
- Insights into developing business strategies and forming effective partnerships.
- ● Freelancing: €199
- Covers everything from finding clients to managing projects and scaling a freelance business.
- ● Artificial Intelligence: €129
- Introduction to AI concepts and applications in various industries.
- ● Ultimate Access Course: €999
- Full access to all courses and materials for a comprehensive learning experience in finance, business, and personal development.
Financourse provides educational content focused on finance, business, and personal development. We do not act as brokers, dealers, or investment advisors, and we do not offer financial, investment, legal, or tax advice. All products and services are intended for educational purposes only.
The information provided on our Website is for general informational purposes and is not tailored to individual circumstances. Always seek independent professional advice before making financial decisions. Financourse focuses on educating users about financial instruments and analysis.
All content is provided "as is" without warranties, and Financourse is not responsible for the accuracy or usefulness of the information or the results obtained.
The strategies discussed may not be suitable for everyone. You are responsible for assessing their relevance to your financial situation and knowledge. Consult an independent advisor if needed.
Our valuation tools are for educational purposes only and should not replace your own judgment. These tools are based on general assumptions and are not endorsements by Financourse.
Upon completing a course, participants are eligible to receive a certificate of completion. Certificates will be available for download immediately after completing all course requirements.
Participants will be notified when their certificate is ready for download.
Educational Program
Financourse grants you access to its educational materials through the purchase of individual course packages. Each package must be bought separately, giving you access to the specific courses included. To access a package, you must complete your purchase with a valid payment method, and pay the applicable fees./p>
When you purchase a course from Financourse, you gain instant access to the purchased course materials.
We retain the right to change, end, or modify our Educational Program plans at any time.
Account Management, Login Details & Payment Processing
When you register on our website, you are assigned a username and password, which you must keep confidential.
The person who creates the account and whose payment method is charged is referred to as the Account Owner. The Account Owner has control over the Financourse account, which is managed through the Account Owner’s password. To maintain sole control over the account, the Account Owner should not share login details or payment method information (such as the last four digits of their credit or debit card) with anyone else.
You are responsible for keeping your account information accurate and up to date. Accounts are intended for individual use only, and you are strictly prohibited from sharing your account access with others. Be cautious of any requests for your credit card or account information, as this could lead to identity theft. Always access sensitive account details directly through the Financourse website, rather than through links in emails or other electronic communications, even if they appear official.
Financourse reserves the right to place any account on hold at any time, with or without notice, to protect you, Financourse, and its partners from potential fraudulent activity.
Financourse is not obligated to provide refunds or discounts for memberships that are placed on hold, whether by Financourse staff or automated systems.
If you suspect that someone else knows your username or password, please notify us immediately at [email protected].
Financourse ensures that payment processing complies with financial regulations and industry standards. Payment information is handled through trusted, PCI-DSS-compliant gateways, guaranteeing the highest level of security. Our platform does not store sensitive financial details on our servers, and we regularly review and update our security practices to address new threats and vulnerabilities. By following these measures, we are committed to safeguarding the security and confidentiality of your financial information.
We guarantee that there are no hidden fees on our platform. All costs are clearly communicated before any transaction is completed.
Third-Party Applications
Our website may integrate with third-party applications. Your use of these applications is subject to their respective terms of service, and we are not responsible for any issues that arise from using third-party applications.
Refund Policy
Membership fees are non-refundable once paid, except during the first 90 days of your membership. To qualify for a refund within this period, you must not have viewed more than 50% of the lessons in any of the courses you purchased.
To request a refund, email us at [email protected] or use the "contact us" form on the website. Provide your full name, purchase date, package purchased, and any other relevant details, along with an explanation of why you are requesting a refund.
Refunds will be processed using the same payment method you used initially. Once your request is received and processed, your access to the site will be revoked immediately, and you will receive a confirmation email upon cancellation.
Refund requests beyond the initial 90-day period may be considered on a case-by-case basis. We encourage you to contact us with detailed reasons for your refund request, and we will make reasonable efforts to find a satisfactory resolution. Each request will be evaluated thoroughly, and we will communicate our decision within a reasonable timeframe.
Acceptable Use Policy
Any content you share on our website, excluding personal information, is considered non-proprietary and non-confidential. Unless otherwise stated, we may copy, disclose, distribute, and use such material for any purpose.
You may link to our website provided it is done fairly, and legally, and does not harm our reputation or take advantage of it. You must not establish a link in a way that implies our endorsement or association where none exists. You may only link to our homepage and may not frame our website on any other site. We reserve the right to withdraw linking permission without notice.
Misuse of our website, which damages or threatens to damage our reputation, the availability or integrity of the site, or causes harm to Financourse or its users, will not be tolerated. Misuse includes, but is not limited to:
- ● Jeopardizing or prejudicing the operation, quality, or integrity of the site or any telecommunications network.
- ● Collecting information about others, including email addresses, without consent.
- ● Engaging in any commercial activity like direct marketing, surveys, or pyramid schemes.
- ● Distributing or transmitting harmful software such as viruses, trojans, or worms.
- ● Harassing or impersonating others or misrepresenting your affiliation with any entity.
- ● Launching a denial-of-service attack on the site.
- ● Violating any terms of service of your Internet Service Provider.
We may suspend or terminate your access to the site at any time if we suspect misuse. We reserve the right to report any misuse to relevant authorities and disclose any evidence related to such misuse.
If using this site is against the laws of your location, please refrain from using it. You are responsible for compliance with local laws.
Intellectual Property
All materials on this site, including text, images, graphics, logos, and other content, are protected by copyright laws and are owned or licensed by Financourse or the original creators. These materials are for personal use only. Any unauthorized use, including copying, reproduction, modification, or distribution, is strictly prohibited without written permission from the copyright owner.
“Financourse,” including its logo, and any other company or product names, are trademarks of Financourse and may not be used without prior written permission. The look and feel of the site are also protected as trade dress and may not be copied or used without permission.
No commercial use of site materials is allowed without obtaining a license from Financourse. Any unauthorized use will result in termination of your right to use the site and may also violate copyright and trademark laws.
Advertising
Parts of the site may contain advertising, including affiliate programs. Advertisers are responsible for ensuring their material complies with relevant laws. Financourse is not liable for any errors or inaccuracies in advertising materials.
Limitation of Liability & Disclaimers
The website and its content are provided "as is," without any warranties. Financourse disclaims all warranties, whether express or implied, including but not limited to, implied warranties of merchantability, suitability for a particular purpose, and non-infringement. We do not guarantee the accuracy, completeness, or reliability of the website content and are not responsible for any damages resulting from your use of the site.
The materials on this site are offered without any guarantees, conditions, or warranties regarding their accuracy, timeliness, performance, completeness, or suitability for any particular purpose. You acknowledge that the information provided may contain errors or inaccuracies.
We are not liable for any losses or damages that arise from applying information learned through our courses, particularly in the trading of financial products.
To the fullest extent allowed by law, Financourse excludes all implied conditions, warranties, and other terms. We are not liable for any damages, including direct, indirect, special, consequential, punitive, or incidental damages, or damages for loss of use, profits, sales, business, revenue, data, or other intangibles, business interruption, or damage to goodwill or reputation, related to or arising from the use or inability to use the website or its content, including linked sites, regardless of whether such damages were foreseeable or arise in contract, tort, equity, statute, or otherwise.
We do not control the content of external websites linked to our site. Links are not endorsements of those sites by us. We are not liable for any loss or damage resulting from your use of such external sites.
Transactions mentioned in course materials can be high-risk and may result in significant financial losses, including the loss of your investment. Always consider your experience level and seek independent financial advice if needed. We do not guarantee the accuracy or completeness of the information provided, and we are not liable for any direct or indirect losses related to investments based on course materials.
Complaints and Disputes
To file a complaint, email us at [email protected]. We will strive to resolve your issue promptly and respond within 30 days. If the resolution takes longer, we will contact you before the 30-day period ends.
For immediate help, use the live chat feature on our website. Click the chat icon at the bottom-right corner to start a conversation with a support representative who will assist you in submitting your complaint.
Alternatively, you can use our online Contact Us form. Go to the "Contact Us" section on our site, complete the form with your details and complaint, and submit it. A support representative will review your submission and respond as soon as possible.
For issues not specifically covered in this agreement, both parties agree to address the matter fairly and in good faith, implementing appropriate market remedies.
We are dedicated to resolving issues effectively. Please contact us directly to resolve any concerns before seeking external help, such as legal counsel. We aim to find amicable solutions for all parties involved.
You agree not to initiate chargebacks, disputes, or claims with third parties, banks, or payment processors without first addressing the issue with Financourse. Unauthorized actions may lead to delays in resolving your complaint or restrictions on your account. Contacting our support team first ensures a more efficient resolution process.
Any unauthorized third-party contact on behalf of the account owner is considered improper. Such actions are prohibited, and we may terminate your account without notice if deliberate.
If third-party contact leads to legal actions or expenses for us, the responsible party, whether you or the third party, will be liable for all associated costs.
Exceptions to third-party contact restrictions may be granted if you provide written consent for a specific third party to act on your behalf and notify us immediately. Requests must be emailed to [email protected] from the registered email address used for purchasing our courses and must be approved by us. We will review and respond to your request within one week.
Governing Law
These Terms are governed by and interpreted according to the laws of the country where our company is registered. You agree to submit to the exclusive jurisdiction of the courts in the Czech Republic.
If you access this site from other locations, you do so on your own initiative and are responsible for complying with local laws. If access to our services is prohibited in your country, do not register or use our services. If we discover that an account owner is accessing the site from a restricted country, such as through a VPN, we reserve the right to close that account.
Privacy
We are committed to safeguarding your privacy. Personal data collected from you will be processed in line with our Privacy Policy. By using this site, you consent to the collection and processing of your personal data as outlined in our Privacy Policy.
Please be aware that electronic communications over the Internet may not be fully secure, and Financourse cannot guarantee the privacy or confidentiality of any information sent over the Internet. You are responsible for the content of your communications with this site, including their legality, truthfulness, and accuracy.
Additional Terms
These Terms represent the entire agreement between you and Financourse concerning your access to and use of the site and any third-party sites linked through it. If any provision is found to be unlawful, void, or unenforceable, it will be removed without affecting the validity and enforceability of the remaining provisions. Failure to exercise or delay in exercising any right or remedy does not constitute a waiver of those rights or remedies.
These Terms and the associated rights and obligations are personal to you and cannot be transferred or assigned. We reserve the right to assign or transfer rights and obligations under these Terms.
Contact Information
For any questions about these Terms, please contact us at:
Financourse Academy s.r.o.
Vlkova 532/8, Žižkov, 130 00, Prague 3, Czech Republic.
Email: [email protected]
